• All you need to open this account is $10.00. You must be under 18 years of age.
• There will be a $3.00 fee if the balance falls below $10.00 during a statement period.
• We'll pay you interest using the daily balance method. The interest will be credited to your account at the end of the quarter.
• The interest rate that we pay you will be subject to change at the Bank's discretion. See the rate chart for our current rates.
• A statement will be mailed to you at the end of each quarter.
• Accounts closed during the initial 6 months are subject to a $10.79 fee.