Make your life easier with Guaranteed Checking. Direct Deposit has many advantages and if your employer or other source of income such as Social Security provides Direct Deposit then this account is for you. American Bank will guarantee the funds will be available for you, even a day before the Direct Deposit is due. You can write checks and if they come in a day early you won't have to worry about the checks being returned. With Guaranteed Checking you get free unlimited check writing privileges. There are no monthly charges or balance requirements. And it's safe - no need to worry about lost or stolen paychecks or missing a mail delivery.

Guaranteed Checking Features:

Direct Deposit required	Debit Card/ATM Card access
No minimum balance	Free Internet Banking
No monthly service charge	Unlimited check writing privileges
Internet Bill Payment Option
90% of your Direct Deposit will be available for check writing purposes one day prior to the due date of the Direct Deposit